Frequently Asked Questions

We work with 100% transparency: our audits follow US GAAP methodology and the reporting standards of the Construction Financial Management Association (CFMA) — the same ones used by construction companies in Texas and Florida. Reports are delivered in English, in executive format, ready for your board or your bank.

Reports are signed by Viviana Ferj as a Certified Public Accountant licensed by the Chilean Association of Accountants, with a current registration number. A U.S. CPA license isn't required for a private financial analysis report — that license is only mandatory for specific regulated acts, such as financial statement audits filed with the SEC. Services are provided under the Chile-USA Professional Services Agreement.

Before final delivery, we review the main findings with you. If something doesn't match your operational reality, we adjust it — the goal is for the report to be genuinely useful, not just delivered.

Your data is used exclusively to generate your report. It isn't shared with third parties or used as a public example without your explicit authorization.

Between 48 and 72 hours from when you upload your complete data, depending on the audit tier you chose (Express, Premium, or VIP).

That's normal, and it's actually part of what we're here to detect. The upload form guides you step by step — with whatever you have today (even if it's not perfect) we can already start identifying real patterns and alerts.

If you've never had an external audit, Express gives you a real first snapshot (break-even point, profitability per job, WIP Schedule). If you're already managing several jobs at once or looking to qualify for bonding, VIP goes deeper into cash flow, bonding capacity, and 30/60/90-day strategy, with a 1-hour strategic call included.

Yes — in fact, it's recommended. Profitability-per-job analysis and the WIP Schedule only have real value when you compare several projects against each other, not just one in isolation.

All content is calibrated to your industry, your brand, and your B2B audience in the U.S. — it's not a generic template recycled across clients.

Yes, you can adjust it from your Client Portal. Keep in mind that Starter and Infinity Premium are capped at 2 networks; if you need more, Enterprise has no limit.

Marketing plans are monthly, with no forced commitment contract — unlike traditional U.S. firms that require a 3-to-6-month minimum.

PayPal and Wise, in U.S. dollars. The Audit is a one-time payment; Monthly Financial Control has a 3-month onboarding period and is then billed month to month; Marketing and Newsletter are billed monthly or annually (with a discount for annual payment).

Our main focus is Texas and Florida since they're the most active construction markets in the U.S., but we serve construction companies in any state.

We work directly with QuickBooks, Xero, Sage, Foundation, and plain Excel/CSV exports. If you use another platform, tell us in the intake form and we'll confirm compatibility before you pay.

The Audit is a single snapshot report. Monthly Financial Control is an ongoing service — a WIP Schedule, Pay Application review, and compliance checks every month for as long as you're enrolled, starting with a 3-month onboarding period.

Each tier (Small, Medium, Large) includes a set number of jobsites. Extra jobsites are added at +$300/month per site — no need to upgrade the whole plan.

After the 3-month onboarding period, it's billed month to month with no long-term contract.

The Margin Shield Protocol (Protocolo de Blindaje de Margen™) diagnoses where your margin is leaking, job by job. The Bonding Readiness Report™ is built specifically to prepare your file for a surety underwriter — working capital, net worth, and bonding capacity.

No — if you're already enrolled in WIP & Compliance, Bonding Readiness cross-sells at a reduced rate, since we already have your monthly numbers on file.

Ongoing — it's billed monthly or quarterly and tracks your bonding capacity over time, not just a single snapshot.

A Professional Services Agreement, sent through PandaDoc for e-signature. Payment is only enabled after the contract is signed — signature always comes first.

No — VFERJ PROFIT SpA is a foreign entity, so we provide a W-8BEN-E instead, included with your contract packet.

Your rate stays fixed at what you paid when you joined — it doesn't rise later as our standard pricing goes up, for as long as your subscription stays active.